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Understanding Foreclosure: Lis pendens versus a Summons

foreclosureOne of the hardest times in a person’s life is going through a foreclosure. For the most part, owning a home is a major dream for most people and when that dream goes away it can be very challenging for them. There are many different things that go into a foreclosure proceeding and knowing what is coming can be a very valuable resource. The foreclosure will usually involve many different documents that you will have to sign and deliver back to the courts. The following is the different between a Lis Pendens and a summons.

The Lis Pendens

One of the first documents that you will receive when you are being foreclosed on is the Lis Pendens. This is a document that basically lays out what the bank is alleging and the motions that will be coming in the near future. You will need to read up on the documents contained in this process to make sure that you have all of the information that you need moving forward. The more you are able to find out about what is to come, the easier these proceedings will be.

The Summons

One of the next documents that you will receive in your foreclosure proceedings is the summons for court. This document will lay out the date in which you must be in court and what the proceedings will entail. This will give you a chance to take the summons to your lawyer and get their advice on what needs to happen moving forward. The more information that you have, the easier it will be on you to get through.

You need to make sure that you choose a reputable and experienced lawyer to help you out during this hard time in your life.

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